How to Reduce Your Monthly Cell Phone Budget to as Low as $10

Twenty years ago a “cell phone” category didn’t even show up on a budget, while today the average American spends more than $100/month for cell phone service.  In this blog post I want to tell you about a way to bring your monthly cell phone bill closer to that of 1995 ($0), than 2015 – and I’m not asking you to give up your cell phone!

This is my second blog post in a series of practical ideas to save money.  In my last post I told you how to reduce your grocery bill by 44% and today I’ll tell you how to lower your monthly cell phone bill to as little as $10/month.

The Role of My Cell Phone

I want to start by saying that I’m not a tech expert.  I’m sure that there are better phones out there as well as other low cost cell phone plans that I haven’t tried.  However, I’m ok with not always having the best of everything.  My list of criteria is fairly straight forward for a phone and plan that I use:

  1. A phone with which I can easily make and receive calls and text messages and can find what I need on the internet quickly.
  2. Reliable service in the area surrounding where I live and in my home – especially in my basement, which is where my office is located.
  3. Low cost.

Republic Wireless

The solution to a $10/month cellphone plan is rather simple - it's called Republic Wireless.  After hearing about this cell phone provider from a few different sources and doing some research, I found that Republic Wireless fit my needs almost perfectly.  Last fall I switched my cell phone service to Republic Wireless and want to tell you about how amazing it has been!

The Phone

With Republic Wireless, you are essentially limited to two phones – the Moto X ($299) or the Moto G ($99).  Thankfully both are great phones and are highly rated.  I have the Moto X and it allows me to do everything I could ever want on a smart phone and more.  As a bonus it is powered by Google and integrates really well with my multiple Gmail accounts and Google Calendar.

The Coverage

Republic Wireless uses Sprint cell phone towers, so it is not a small coverage area.  Click here to see if you’re covered.  I have found the coverage to be great and what makes this plan exceptional for me is that if you have access to Wifi, all use of your phone is through the internet.  This is an amazing benefit for me because I have a great Wifi signal in my basement office but bad cell phone reception.

The Price

In order to meet their unique customer needs, Republic Wireless offers a variety of plan options.

  • "Bare Bones" Plan ($10/month!) - This plan would not work for everyone, but if you’re not much of a data user or pretty much always have access to Wifi, this plan offers unlimited talk and text with zero data, and whenever you have access to Wifi you have unlimited use of internet and apps. 
  • "Average Smartphone User" Plan ($25/month) - This is the plan that I have and the plan that would probably work for most people.  You get unlimited talk and text and 1GB of 4G data per month.  Plus with the new Republic Wireless 2.0 Plan that was just made available last week, you get a refund for any unused data - how awesome is that?!
  • "Heavy Data User" Plan ($25-$40/month) - For those of you who need more than 1GB of data, there is also a great option for you.  You could use their 1.0 Plan and get 5GB of 3G data for just $25/month or 5GB of 4G data for $40/month.

The bottom line is, regardless of what type of plan you need, Republic Wireless probably has an inexpensive option for you that could save you a lot of money.

An Example of the Savings

Let’s say that you are currently paying $100/month for your cell phone plan and decided to go with a $25/month Republic Wireless plan and the $99 Moto G.  This would be savings of $75/month, meaning that you would have paid for the phone after a little more than a month and after two years you would have saved a total $1,700 on your cell phone bill!

So What Are You Waiting For?

This may sound too good to be true, but it’s not.  I’ve now been with Republic Wireless for more than six months and have nothing but good things to say about the company.  If this sounds good to you, I’d encourage you to do some additional research and instead of paying 2015 cell phone prices, reduce your cell phone budget category to 1995 levels - or next to nothing!


Note: I think it’s important to let you know that I have no financial incentive to recommend Republic Wireless – I just want to share a good thing!  Other than them providing me with my monthly cell phone service, I have no relationship with Republic Wireless.  


Photo courtesy of Death to the Stock Photo