Budget

What To Do With The Extra Margin In Your Budget

For Financial Literacy Month this April, we are doing a series that will help you bring certainty to your finances in an uncertain world. The foundation of a solid financial life is cash flow; the money that flows in and out of your hands. Luckily, that’s also one of the things that you have the most control over. If you can get on top of just this one thing, you can radically transform your life and your family’s life for generations to come.

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How To Be Proactive About Your Cash Flow In Order To Create Margin

Welcome back to Financial Literacy month! The secret to a strong financial plan is cash flow, so I’ve dedicated this month to teach you not only how to determine and plan for your cash flow, but how to optimize it in order to create margin. Last week we talked about the importance of identifying your current cash flow and the step-by-step process for how to do it.

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Surviving Financially In An Uncertain World: Focus On What You Can Control, Part 1

The world has always been filled with uncertainty. Already, 2019 feels like it will be a year that will epitomize this. Government shutdowns, stock market swings, and whispers of a recession are just some of the topics filling our newsfeeds.

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Why and How to Pay Cash for Your Next Vehicle

Cars are expensive. The average American spends almost $9,000 per year per vehicle on repairs, fuel, insurance, taxes, and car payments. Add on that cars rapidly depreciate in value and it is quick to see why decisions about purchasing a vehicle significantly impact your financial picture. But you aren’t reading this post to be convinced that cars are expensive; you already knew that. Rather, this article focuses on the costs of car ownership that you can control. Namely, this article shares how to eliminate car payments altogether by paying cash for your next vehicle.

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6 Tips for New and Expecting Parents

Ask any parent and they will gladly confirm without hesitation -- kids change everything.

Becoming a parent is an immense blessing that changes our view of the world, our capacity to love, and our priorities. No doubt, having kids can therefore drastically change our finances. Adjusting to the new norms and overall financial impact of raising a child can be a challenge. These 6 financial tips can be a helpful guide to any couple who is preparing for or has recently become a new parent.

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How to Reduce Your Monthly Cell Phone Budget to as Low as $10

Twenty years ago a “cell phone” category didn’t even show up on a budget, while today the average American spends more than $100/month for cell phone service.  In this blog post I want to tell you about a way to bring your monthly cell phone bill closer to that of 1995 ($0), than 2015 – and I’m not asking you to give up your cell phone!

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How to Save 44% on Your Grocery Budget without Ever Clipping a Coupon

Every dollar that passes through our fingers is God’s. Our job is to be good stewards of it. Big or small, every purchase is important when we take this view of money.

Therefore, the next series of blog posts will feature practical tips on how to be wise with money in your everyday life. My hope is that this blog post might help you to spend less money on groceries and that you may use the freed up funds in a way in which you feel God is calling you.

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